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The Commercial Bank

Debit Cards

The Commercial Bank offers a debit card for personal banking accounts. The Commercial Bank’s MasterCard® Check Card offers you a fast, convenient, economical way to access your checking account without having to write a check. You’ll find no hidden monthly fees to use your MasterCard® Check Card from The Commercial Bank, and it can be used wherever MasterCard® is accepted.  You can use it to shop online or in stores, restaurants or service stations around the world.   Plus, it allows 24 hour access to your checking account through most ATMs.

  • Convenience - Faster and more convenient than writing a check and safer than carrying cash.
  • Security - MasterCard’s® Zero Liability protection from unauthorized purchases.                        
    Consumer Debit Card Notice - Effective October 17, 2014, MasterCard's $0 Liability Limitation for unauthorized transfers will be expanded to apply to PIN-based ATM and POS transfers. To be covered under the enhanced $0 Liability Limitation, the cardholder is now required to report the loss or theft promptly after becoming aware of it (all other qualifying conditions still apply). If conditions for $0 Liability are not met, regulatory liability limitations will apply as noted in the Electronic Fund Transfers disclosure. MasterCard's $50 Liability Limitation will no longer exist.     
  • All accounts are covered under Fraud Watch Plus®.

Lost or Stolen Cards

If your The Commercial Bank Debit Card (or Personal Identification Number/PIN) is lost or stolen, or you believe that someone has accessed or may access your account without permission, call us immediately at 706-743-8184. After hours you can call MasterCard® direct at 1-800-264-5578.   

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