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The Commercial Bank

Personal Savings Accounts

The Commercial Bank offers traditional personal savings accounts with competitive interest rates.  Rest assured that your money is at your finger tips when you need it, and insured by FDIC up to $250,000.  Automatic transfer is available for most accounts.

Personal Savings Account

  • $100 minimum deposit to open
  • $100 minimum daily balance requirement
  • Interest will be credited to the account monthly and rate may be subject to change
  • Unlimited number of deposits
  • $5 maintenance fee if the daily balance falls below minimum balance requirement during the month
  • $2 per item fee for each transfer or withdrawal in excess of 3 per month

Savings for Minors Account

The Commercial Bank offers a Savings for Minors account which is the easiest way for your child to grow his or her money and learn the value of saving.

  • $25 minimum deposit to open
  • No minimum daily balance required
  • Interest will be credited to the account monthly and rate may be subject to change
  • Unlimited number of deposits
  • $2 per item fee for each transfer or withdrawal in excess of 1 per month
  • Must be under the age 18 and requires a custodian

Money Market Account

A Money Market Account is a savings tool, but has more flexibility than a traditional savings account.

  • $2,500 minimum deposit to open
  • $2,500 minimum daily balance requirement
  • Interest rates are based on tiered balances
  • Interest will be credited to the account monthly and rates are subject to change
  • Unlimited number of deposits
  • $7 per month maintenance fee if balance falls below daily balance requirement
  • Per item fee of $5 for each transfer or withdrawal in excess of 6 during a month
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